If Something Happens Tomorrow, Could Your Family Help You?
Most families can't. Not without a judge's permission.
Two simple documents change that — and they take less than 10 minutes to set up.
This isn't a horror story. It happens every day in California. To good families. To people who assumed their loved ones could "just handle it."
They can't. Not legally. Not without the right documents.
Here's What Happens Without These Documents
Picture this:
You're in a car accident. You're alive, but unconscious. Your spouse rushes to the hospital. The doctors need decisions — surgery, medication, life support. Your spouse says, "I'm their husband/wife. I'll decide."
The hospital says: "Do you have legal authority?"
Your spouse doesn't. Not automatically. Not even after 30 years of marriage.
All while bills pile up and medical decisions wait
Wait 2-4 months for a judge's approval
Hire an attorney ($3,000 -$10,000)
File paperwork with the court
This isn't a horror story. It happens every day in California. To good families. To people who assumed their loved ones could "just handle it."
They can't. Not legally. Not without the right documents.
Financial Power of Attorney
Names someone you trust to handle money matters if you can't:
Pay your mortgage and bills
Manage your investments
Access your bank accounts
File your taxes
Keep your life running while you recover
Handle insurance claims
DURABLE Power of Attorney:
Works precisely when you need it most — when you're incapacitated.
Healthcare Directive
Names someone you trust to make medical decisions, plus documents your wishes:
Who speaks for you with doctors
What treatments you want (or don't)
Your wishes if you're terminally ill
Pain management preferences
Organ donation decision
Your Voice:
This ensures YOUR wishes are followed even when you can't speak for yourself.
Two Documents That Change Everything
For $33, we'll prepare both documents your family needs:
This isn't a horror story. It happens every day in California. To good families. To people who assumed their loved ones could "just handle it."
They can't. Not legally. Not without the right documents.
"I'll Do It Later" Is the Most Expensive Decision You'll Ever Make
Nobody expects the phone call. The fall. The stroke. The accident.
It happens to 1 in 4 adults before age 65 — a medical event that leaves them temporarily unable to make decisions.
And here's the cruel truth: The court process to help an incapacitated loved one costs MORE than estate planning attorneys charge to prevent it.
You're not paying $33 for documents.
You're paying $33 to save your family from spending $10,000+ and months of stress during the worst moment of their lives.
That's not an exaggeration. That's California probate court, every single day.
Simple. Fast. Done in 48 Hours.
For $33, we'll prepare both documents your family needs:
Answer A Few Questions
10 minutes
Tell us about yourself and who you trust to make decisions. No legal jargon. Just simple questions in plain English.
We Prepare Your Documents
Within 2 business days
Our team creates your personalized, California-compliant Financial Power of Attorney and Healthcare Directive.
Sign & You're Protected
Notary instructions included
We'll email your documents with clear signing instructions. Get them notarized, and your family is protected.
"Can't I Just Do This Myself?"
You could. You could search for free templates online. Spend hours figuring out which forms California actually requires. Wonder if you're filling them out correctly.
Or you could pay an attorney $300-$500 per document to do it for you.
We're the middle ground.
For $33, you get professionally prepared documents that meet California legal requirements — created by people who do this every day.
The FamilyGuard Promise
No guessing
No law firm prices
No risk of invalid documents
This isn't a horror story. It happens every day in California. To good families. To people who assumed their loved ones could "just handle it."
They can't. Not legally. Not without the right documents.
Who Prepares Your Documents?
Redding Trust & Insurance Co. is a registered Legal Document Assistant in Shasta County, California (LDA #LDA082).
We specialize in legal document preparation services — helping California families protect themselves without the $3,000+ price tag of traditional law firms.
Note:
We're not attorneys, and we don't provide legal advice. We offer legal document preparation services according to your specifications, correctly and affordably.
Questions?
(530) 377-6884
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We're real people.
In California. Ready to help.
One Thing These Documents Don’t Do
Let's be honest. A Financial Power of Attorney and Healthcare Directive protect you while you're ALIVE. They don't protect your family after you're gone.
Without a Trust (Probate)
This happens if you own a home or assets worth more than $184,500.
12-18 months of court proceedings
4-7% of your estate in fees
Who speaks for you with doctors
Your assets become PUBLIC RECORD
Revocable Living Trust
Pour-Over Will
Property Transfer Deed
But you don't have to decide today.
Complete Protection:
We offer complete trust packages for $1,495 — a fraction of what attorneys charge.
Start with the $33 documents. Protect your family NOW. We'll credit your $33 toward the trust later.
Common Questions
Is this legitimate? How is it so affordable?
We're a registered Legal Document Assistant (LDA) in California — licensed to offer legal document preparation services at your direction. We're not attorneys, which means we don't charge attorney prices. But your documents are just as legally valid.
What if I need changes later?
Life changes. We get it. If your circumstances change and you need updated documents, contact us and we'll help you at a discounted rate.
Do I need a lawyer to review these?
Most people don't. These are standard California documents used by millions of families. However, if you have a complex situation (multiple marriages, business ownership, special needs family members), consulting an attorney is wise.
Why do I need BOTH documents?
They cover different situations. The Financial POA handles money matters. The Healthcare Directive handles medical decisions. Without both, you're leaving gaps in your protection.
What if I'm married? Don't spouses have automatic authority?
This is the most dangerous myth in estate planning. Spouses do NOT automatically have legal authority over each other's finances or medical decisions. You need documents that explicitly grant that power.
How do I sign and make these official?
We'll include clear instructions. The Financial POA should be notarized. The Healthcare Directive can be notarized OR signed by two adult witnesses. Most UPS stores, banks, and shipping centers offer notary services for about $15.
Your Family Is Counting On You
(Even If They Don't Know It Yet)
They won't thank you for filling out a form today. But if something happens — when they're scared, overwhelmed, and desperate to help you — they'll have the one thing that matters: Legal authority to take care of you.
Just family, doing what family does.
That's worth 10 minutes. That's worth $33.
Redding Trust & Insurance Co.
Legal Document Assistant #LDA082
California Insurance License #4384531
We offer legal document preparation services, not legal advice. If you need legal advice, please consult with an attorney.
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